Business Starting Grants

Small Business Finance Knowledge Base

What are creative ways to finance a small business? Other than venture capitalists and banks, (and cahs of course), what are some creative ways to finance a small business?
How do i get money to finance my small business with bad credit??? My credit is bad from my younger years and? I have been workig like hell to repair it. No matter how many bills I pay off of my credit report my rating stays low. How do i get a small business loan or financing in this situation?
Which Small Business Finance Software is Better Peachtree or QuickBooks? I'm in search of small business accounting software for my business. I came across this article http://www.financialsoftwareforsmallbusiness.com/best-business-finance-software-purchase-peachtree-quickbooks/ which gives great details about both.
Who will finance small business? Who will finance small business's to open up shop.
How do I finance my small business with bad credit? Looking to start up my own business, however I am going to need $1500 up front and have terrible credit. Any suggestions on grants or loans that are available to me? The loan would be payed back in 6 months. Thanks for your help!
How can I finance a small business with proven profit potential in todays credit market with no credit score? I have no credit score because I have never borrowed money. I had struggled many years because of my obligations to my terminally child. My home is paid for and because of my age it will stay that way. I am in a "green" business with a good market for my product which involves turning a waste product into a marketable product.
Invested my own money to finance a small business. What are my options if I leave the business? Can I write that investment off my taxes if the amount has not been re-paid in full? What are other options? The business may not be able to re-pay the investment.
How much does a Director of Finance make at a small business? What would be the average salary of a finance director with a small business located in Atlanta, GA?
Is it a good Idea to use credit cards to finance startup cap for small business? I am a product distributor Net Work Marketing and I want to finance my business by purchasing product and paying for fixed expenses until the business realy gets going.
Iwant to know advantages and disadvantages of using a wealthy relative to finance a small business? I am searching this for a business class and don't have any rich relatives.
Different sources of finance available to small business? Can you please explaing the different sources of finance available to small business? Best answer to be voted! Thankyou :)
If you finance a small business with investors, can you buy the equity back? If I wanted to start a business and got the money from investors in exchange for equity in the company, could I in time buy the equity back so the company is owned solely by me?
Where can I find investors to finance my small business? What if you didn't have much money, but a great idea! Would someone actually help? How does that work? Is this even a possibility? Thank you!
How can a minor (under 18) in the United States finance a small business? I need a loan, grant, investor, partner, etc. for startup costs. I don't want opinions. I just need as much information as you can give me. Thank you. I have a plan and am ready to go forward, but I don't have anything to invest. I am not going to sell the rights. I just want a straight answer to the question posed, like the answer by d_jayde_318.
what is the best free software to download for keeping track of my small business finances? I recently opened a Motorcycle Repair and Customization Shop. I am looking for a free program that I can download to keep track of my small business finances. ie: transactions, invoices, customer info, etc. Can anyone suggest a program that will fit this need? Thank you.
the impact of mutual funds on the financing of small business? it is a long eassy or percisely a project work. how "credit unions" finance small business in the abscence of commercial banks
how do u prepare finance report for small business? hi i would like to ask to biz owner. how did u prepare finance report for ur business? such as pay roll, tax etc do i need to ask for it to account service firm? or i can do by myself?
How to get some loan from finance to do some small business? actually i'm doing some small business with my uncle,my uncle have own company at KL,Whosale & retail all kind of scarf.how do i start same business and get some loan .plz help me
Any tips on how to finance startup cost for small business with no money down but excellent credit? We are going to sell autos on eBay motors and off our lot, auto detailing and repairs. We have been to a couple of local banks and just don't quite seem to fit their criteria. We've always been self employed in some form so our tax returns are pathetic. We don't have any money to put into the business which, well, that's why we need financing. Am I to believe that a business can't be started unless you have thousands of your own money to put into it? SBA apparantly requires 25% of the loan amount to be available from us as cash. If I had that money, I probably wouldn't need much of a loan. Anyway, I'm a bit frustrated because we're not fitting into the commercial lending 'box'. We are talented intelligent people with excellent credit but short on cash. Any ideas?
Any suggestions for organizing small business finances? Specifically I am talking about the scheduling and record keeping for a very small business with two employees. I am not a strong book keeper, my business is highly creative and I tend to lose track of the paperwork. Any ideas?
Where is the best place to get small business financing? I just started a landscaping business about a year ago. I ran into very hard times in the fall and got behind on my payments which really screwed up my credit. Now I am full with jobs for almost this whole summer but I need a loan to combined all my loans into one to make it easier to make the payments but I can't get a loan with my bad credit.
Is there any programs that help you get small business grants without making you pay? I want to start a tow truck and a pick and pull business - and I am looking to see if anyone can tell me who I should call or to to help with small business financing.
What is the purpose and usefulness of accounting and finance professional bodies to small business owners? Hi, I've been looking for an answer to this question for quite some time. I'd appreciate any help!
Is there small business financing available that will not effect you personally if your biz if it goes under? I want to open an ice cream shop in my area but I do not want to put my house up for collateral in a loan or if the business goes bankrupt for the lender to be able to come after my personal assetts. Is there financing available? Or anyone know of grants to open a shop.
What are the prerequisites as well as how to get finance to start a small business in India?'? For example to provide services to OEM's (Original Equipment Manufactures) like supplying some parts or Engineering services. Please let me know what are the preriquisites for an enterpreneur. Thanks in advance.
Where do I get small business financing? I'm looking to open my own business, but I don't know where to get the funds I need. Can someone help me please? Thanks.
the impact of credit unions on the financing of small business? how the credit unions comes to play or sets in to finance small business when the commercial banks are not abel to finance them due to lack of collaterals, bad accounting systems, lack of business plans and so on. its a long eassy or a project work
Using a 401k Rollover To Finance a Small Business? I have heard that you can take a non-taxable rollover from an existing 401k to invest in a new company. The procedure would be to establish a 401k plan at the new company, rollover all or part of your old 401k, then use the assets to purchase stock in the new company. Do you feel that this is a) Legal b) Sensible
Where is the best place for small business financing with bad credit? I opened a flower shop over a year ago and I made the mistake of not incorporating, our profits are increasing but my credit has been going downhill. We are at the point where my personal funds that started this are depleted and need some working cap. Of course banks won't look at me because of my credit score. We have the potential to make $300,000 per year but without the proper cap we might not succeed in day to day operations.
I've been offered the post of a finance manager for a small business enterprise selling consumer electronics. What are the liabilities of such a job? Will I be hauled to court if the company's accounts are not aboveboard? Any legal expert out there, please help me.
Does anyone have any information regarding small business financing? I am trying to buy into a franchise with a friend and my husband. We have a 4 year old bankruptcy and are looking for less than $100,000 to open. The problem seems to be that there are no tangible assets in the type of business that we are looking to open. Are there any suggestions of lenders that may be willing to loan or a direction that we should go toward? Any suggestions are greatly appreciated.
hi i m from pune. background finance. looking small business in FMCG. Investment 1.5-2 Lakhs. pls suggest.? hi i m from pune. Background 5 yrs in finance. Investment capacity 1.5-2 Lakhs. Looking for small business in FMCG or u suggest suitable business.
trucking and small business an finance? i'am a truck driver of 22 yrs;i'am going into the business of own ing my own trk i know that maybe this is the wrong time to enter the busn.but i got to give it a shot . i'am knocking on 50 yrs.old with a 10 n 8 yr old i want to leave something for my wife n kids is there any sites that i can go to to get finacil help without all th e hopla? i dont want fail in this indefer. i need to make it this is a tuff industry i'am in.i dont want to fail for my familys sake. esp cially for my family's sake i need to leave something for my kid s to have an optian to take over when they get out of college thi s is a tough industry to compete in with all the rules an regulatio ns i dont want to fail please help with some good solid advise
can you use unsecured personal line of credit to finance a small business? I currently have a small online (home based) retail store. Only after a few months of selling, I see there is a lot of potential to be made. I want to make my next move and that is to expand (order more stocks). So, I was thinking about applying for an unsecured line of credit and use that money to finance my small business? Around 7k to 10k loan. Getting SBA loan seems impossible and using home equity line of credit is definitely out of the question since I do not own a house yet.
How do I as a Small Business report to credit agencies? I am a small business, but we finance parcels of land. How do I report to the credit agencies, I have looked at thier sites over and over and yes I guess I am missing something, cuz I can't figure out how to report the payments made to me. Any knowledgable help will be appreciated.
small business financing? I want to open up a small business and I don't know how to finance it. I have horrible credit (around 550) and I don't think I could get a business loan. Is there anything out there that I could use to help finance my business?
Software program to analyze Small Business Finances through Quickbooks? I'm looking for a program that will work with Quickbooks that will help me to analyze our financials by calculating and interpreting ratio's etc.
How should we go about obtaining finance for a small business? We are interested in buying a small cleaning business for around $35,000.00, which is in an area where we would like to move to. We have around $150,000 equity in our home, and we plan to sell our house to move to this area. The simple solution is to sell our house and use part of the net proceeds to purchase the business, however, the business is available now, and we do not know how long it would take to sell our house. We do not want to rely on the house selling, so we need to secure finance elsewhere. Unfortunately we do not have a spare $35,000 in cash we can use. I've looked into business loans, and it seems so involved for such a small amount, and quite risky as to whether you would obtain approval. Would it be better just to apply for a personal loan? Another option would be to refinance our existing home loan and borrow extra to cover the business, but there would be no point doing that if we are going to sell. Ofcourse another option is to rent out our house (and we could rent in the area we move to) until we are ready to sell. Another dilema I am unsure of, is if we go for a personal loan or refinance, do we tell the lender the truth (ie, that we're both about to quit our jobs and move), because if we do, I dont know they would be willing to give us finance! Help, I'm really confused and not sure where to start!!
What can I do with a surplus of cash in my small business? I have money in my small business' checking account. Can I invest it? What are the options and legalities of investing and earning interest for a business? I've only owned my business for 7 months, and do not have an educational background in business or finance, so sorry if my question sounds dumb.
Is there any free online accounting program for small businesses (not personal finance)? I have a small home-based business and do not have money to spend on expensive software or monthly subscriptions. I would prefer to use something online that doesn't require me to download anything so I can access it from any computer and my phone. Are there any truly free programs like this?
How to obtain finance for small business? I have a small business and want obtain abaoaut Rs. 2 lacs for smoothly running it. I cannot complete bank formalities. What are the other avenues for getting this support?
What is the best budgeting software for a personal budget & small business budgeting? What is the best budgeting software for a personal budget & small business budgeting? I am looking to create budgets for both, my personal finances & a small business. Any constructive thoughts or advice would be highly appreciated. Thank you!
I would like to find out about financing for small business? I have an small business, all the way along I have paid cash for all of my equipment. I would like to expand and I'm not sure where to start. Are there programs available??
Has any heard of the (Small Business Finance Centre)? Toronto is getting to expensive to try and better yourself and other companies with the government allowing user fees just to send an application. Researching how I can get government grant to start a new business and apply for any government assisted financial aide they advertise is out there and when I called the this company that looked like a government office website, I found out they charge up front user fees, than tell me there is no fee up front till the application is done to send me the documents. I asked a question to the person over the phone when did user fees apply send information to get applications for different government funding come out and the person kept avoiding to answer. Has anyone heard of this company and whats your opinion regarding these so - called third party angencies asking for fees when there ad does not state up front user and the email I was sent was not advising me about up front fees.
how can someone that has the geal for small business succeed if he don't have finance to run the business? i have seen many people with a good business plans but because they don't have any supporter to help them finance the business, their dreams ends unfulfilled. therefore, what can the people like that do in order to accomplish their dreams?
how can I finance a new business? How many methods are there to get the money to finance a small business and what are they?
Small business financing strategy, whaddaya think? Hi, around the Christmas season, I plan to open a small business. I will be putting some of my money upfront for web design and some small expenses, but I need a loan for inventory, marketing, etc....I was thinking with all the 0% introductory offers I get in the mail from the credit card companies, that maybe I can use this as a short term financing. For instance, let's say I need 4000, and i get an offer that gives 0% financing on all purchases for, say, 12 months. If I know that I could pay it off within 12 months(because I will be holding on to my full time job until the biz gets off the ground, so money will still be coming in), then this is basically an interest free small biz loan. And if I need another loan, I would just find another such offer at the end of the 12 months. Has anyone ever tried this and what do you all think.
I am a finance professional. Want to set upa small business/ consultancy.? I also want to start a Social Responsibilty organisation as well. i am looking for people with same interest areas. Person should be highly passionate and dedication.We can start with small organisation and go on to scale up in few years. Please only passionate people respond from Capital markets in specific.
I will be opening an online business and am trying to find the best bank to open a checking account with. Help? I will be opening an online business and am trying to find the best bank to open a checking account with. Help? I would prefer one with little to no fees. Downey Savings is out because you have to keep a minimum balance. Originally I was going to go with WAMU, but due to the merger with JP Morgan I am not sure I want to deal with all the happenings of the switchover. Please help. Thanks Category Business & Finance > Small Business
I want to get finance to start a small business.....how? I have fair...maybe even bad credit. under 5000 in credit card debt and want to start a wholesaling and import export small business, but want financing of like 5000- 10,000 to start it up. ive tried researching with grants but it's like 1 scam leads me to another. too many grant scam artists and i tried some loan websites but alot of them require good credit for business loans...........................................can anyone help me out with any options i can look up?
Starting a small business. How do I get financing? Does anyone know of a good resource for good information? I'm looking into starting a small business but apparently banks don't loan to startups and there aren't gov't grants available for startups either. How do i go about getting the financing together? Are there any good resources? I am writing the business plan now.
What are some alternative forms of financing for a small business? Hey all, During these tough times, it's getting harder and harder to achieve traditional funding from banks. As a small business owner myself (a janitorial and cleaning service) I wanted to know what alternative funding sources are available for us?
Where and how can small businesses get financed? It seems that most of the places one turns to for business financing from different investment sources, there' s a minimum of 100K anyone is willing to invest. How can a small business of 1-2 individuals, that presently has under $20,000 per year revenue get a investment loan-preferably angel investment for under $50,000? And for art-specialized business (art gallery, art studio, supplies sales, etc....)--in Bothell, WA?
what is the best way to secure financing for a small business? I am thinking of starting one. Preferibaly I would like to talk to someone that already has a sucsseful business.
Is it possible to recieve full financing on a small business loan? I'm looking to start a clothing retail business in about one year, and by then I'll have about one year's worth of credit (about to turn 18) history. Right now, I figure I'd need about 200k to get it up and running. My question is would it be possible at all to recieve full financing or should I take out student loans, invest them in the market, and use that for a down payment? Thanks in advance. Oh, and no bull**** solicitors either, I am not looking for a loan through Joe Schmo, the internet crook, I would just like to know how it can be done legitamentley. Thanks again.
New Small Business Financing? See Details? OK well I'm planning on opening my own Pet Sitting and Walking Business and I'm wondering if you are a first time business owner if there are any banks that will help you get started? I'm 24 Years old, and I don't have good credit at all. So I'm asking if anybody knows of any banks that are willing to help you or is there any type of loan/grant that a person could get that doesn't have to be payed back right away? I have it figured out that I would need to borrow 31,000 from a bank. and the reason I need to borrow from a bank or something like that is because I don't have any money to do it myself. Also I live in Canada. Thanks
Small business financing? I am ready with a business plan and want to approach a bank for possible financing, in general what amount of dollars can I look forward to the bank approving a first time small business owner?
What resources do you know of to obtain financing to buy a small business? My husband's boss recently offered to sell him the company. It is a very lucrative company and we are very serious about buying it. I need some help finding institutions that will finance such an endeavor. Any information helps! Thanks Also, my husband has been specialized in that field for ten years as a foreman of the company and I have a Business Administration degree and a Masters degree in Accounting so we have those bases covered !
Does anyone know a way to finance the opening of a small business besides the small business association? I don't have great credit, however I did establish business credit with dun and bradstreet. Does anyone know of a small ? amount loan I could find? Not using personal credit.
I just started a small business i have two employee so far. One of them are asking a letter from work? which i suppose to write for him. My spelling and grammer sucks, and the letter is going out to some professnal office. Can anybody type for me what i should put on this letter of employment. I will fill the blanks if necessary. I need someone to write it professional. At least almost half page...Thank you. Category: Business & Finance > Small Business yes a letter of employment I will try to make it clear, Im the employer wanting to write a letter for my emplyee, that he works at my company how should i write it?
What Is The Best Small Business Finance Software? I'm 16 and I'm starting a new business. I need software to help with billing customers. Does Quick Books do that? If so, what version do I need and will there be a monthly fee?
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